6 Ways to Save on Car Insurance Premiums

Save on your auto insurance costs. Here’s a list of money-saving measures you’ll want to start putting to good use when you scout car insurance in Jacksonville.

Know the factors

There are plenty of factors that affect your insurance costs. Age is a factor and so is your gender. You can’t do anything about these two, but you can do something about the rest. Find out what those factors are. Read on.

Drive better

Insurance companies will take a long and hard look at your accident history. If you’ve got a good driving record, then you can get a lower interest rate. If you’re planning on buying another car and you want to get a better rate, then stop driving like a daredevil on the road and start cleaning up your driving record.

Know your score

Knowing your credit score can put you in a better negotiating position when you apply for a car loan. A good credit score also helps you get a better rate, The Penny Hoarder says.

Pick the right car

It will also help you save on costs if you pick a model that’s affordable to insure. Find out what these makes and models are. For instance, cars loaded with safety features can cost you far less in monthly premiums.

Increase your deductible

This also works in lowering your premiums. That’s one way to afford those monthly payments. But before you pick car insurance in Jacksonville, make sure you do the math. The deductible mustn’t exceed the amount of money you can comfortably afford should an incident happen.

Pick the right provider

Look for a trustworthy provider. A company that’s been in service for years makes for an excellent option. Consider the staff too. Are the agents helpful and knowledge? What kind of financial products does the firm offer? Check all of these out before you decide.